1. Introduction

1.1 The Site, EatSleepMoney.co.uk is provided free of charge for personal use, subject to these Terms and Conditions and Privacy Policy.

1.2 By using this site you agree to be bound by these Terms and Conditions and Privacy Policy.

1.3 Should you breach any of these terms, EatSleepMoney.co.uk reserves the right to cease your access and right to use the Site.

1.4 These Terms and Conditions can change at any time, effective immediately and it is your responsibility to regularly check this page for updates. Continued use of the site acknowledges your acceptance of such changes.

2. What the Site does

EatSleepMoney.co.uk is designed to be an online community that shares information about personal finance and aims to inspire you to start your own financial journey.

We provide regular information through posts, articles and social media content. We also provide the facility for readers to discuss the information through our comment and chat features on the website and Facebook page and group.

3. What the Site doesn’t do

The information we provide does not constitute any form of advice recommendation, representation or endorsement or arrangement by us. You should not rely on this information to make or not make any decisions. Always seek professional, independent advice. Eatsleepmoney.co.uk does not accept liability for any loss suffered by readers as a result of any such decisions.

Please note, the value of investments can go up as well as down and you may get back less than you originally invested. You should never invest more than you can afford.

4. Content

4.1 Our directly created Content includes information and material found on EatSleepMoney.co.uk, including articles, posts, comments, tools, pictures, graphics and all other features that have been created and developed by us.

4.2. Other than for your personal use, Content cannot be republished, distributed or modified without prior written consent.

4.3 All directly created Content is owned by Eat.Sleep.Money and is protected by English and International copyright laws.

4.4 By submitting any Content to Eatsleepmoney.co.uk, including text, comments, audio and pictures, you are granting Eatsleepmoney.co.uk to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, make available to the public this Content royalty and licence-free.

4.5 EatSleepMoney.co.uk and authorised third parties reserve the right to edit or refuse to publish your Content without prior notice and at any time.

5. Links

5.1 As part of the research undertaken to create the content provided, source information will regularly be linked to.

5.1 External Links. As part of the research undertaken to create the content provided, source information will regularly be linked to.

We do not control the accuracy or completeness of this information. It is tour responsibility to verifying and using this information in any decisions you make or refrain from making.

5.2 Should you purchase products or services from another website, read the associated terms and conditions thoroughly.

Your data will be subject to the privacy policy of that provider, company and website.

5.3 Some links may be to affiliate partners which will redirect you directly or indirectly to a financial product provider. This may result in EatSleepMoney.co.uk receiving a fee or commission. However, our independence is paramount and our selection of links is not influenced by any fee/commission received.

5.4 Links to your website are permitted only with written and consent and in accordance with the following:

5.4.1 These Terms and Conditions and all applicable Laws

5.4.2 You do not use any trademarks or logos

5.4.3 Only specific pages to which written consent has been provided are linked to

5.4.4 No implication is made about any endorsement to you, your website, product or services is made without written consent.

5.4.6 No misrepresentation of our relationship is made

5.4.7 No false information about Eat.Sleep.Money

5.4.8 No infringement of Intellectual Property

5.4.9 EatSleepMoney.co.uk reserves the right to require that the link is removed and take appropriate action ifs these Terms and Conditions are breached.

6. Downloads

6.1 When providing free downloadable information, including guides, tools and other resources, we may collect personal information. We or authorised third parties may use this information to contact you about other services and products that are available. Your contact preferences can be edited at the time of providing your information. Please see our Privacy Policy for further details.

7. Comments, Social Media and other Communications Systems

7.1 Communication Systems includes use of the Chat forums, Comment sections, social media pages and groups.

7.2 All contributions must be lawful and in accordance with these Terms and Condition.

7.3 Material you post must not appear to incite or promote terrorist activity, be obscene, threatening, harassing or abusive. This is determined at our sole discretion.

7.4 You must not harvest or collect information about others without their explicit consent.

7.5 You must not publish content, intentional or otherwise, that could have the effect of manipulating the market value of any investment. Doing so could constitute a criminal offence.

7.6 We do no monitor the use of Communication Systems including social media. Please inform us of any potential misuse or threatening behaviour via the Report button, if available or via email [email protected]

7.7 We reserve the right to edit or remove any communication posted the site or social media accounts or pages, regardless of whether it breaches these Terms and Conditions.

7.8 We reserve the right to report offenders to their ISP.

8. Indemnity

8.1 You agree to indemnify defend and hold harmless against any claim, liability, cost, damage or loss we may incur as a result of any material you post or transmit on our Site, chat forums, social media or via our communications systems, any actions you take which disrupt access to and/or the functioning of our site or any breach by you under the obligation of these Terms and Conditions.

9. Privacy Policy

EatSleepMoney.co.uk takes your privacy seriously. Please see our Privacy Policy for further information.

10. Disclaimer

10.1 Please see our Disclaimer and Disclosure page for further details, which forms part of these Terms and Conditions.