Welcome to our Resource Centre that’s completely free to use.
This is a crowdfunded part of our site and full of links to useful places and hacks that we either directly use ourselves or are widely regarded by our followers and members.
This section will continue to grow and become an essential go-to resource for anyone taking their financial fitness seriously. Add this link to you to your browser favourites and keep checking in for new hacks to pimp your personal finance.
Know of a helpful resource that should be on this page? Got any tools you’ve built you think should be on here? Get in touch and let us know.
Free Credit Score tracking App
The app and website allow you to monitor your credit score for free. It updates every month and gives suggestions on how to improve your score. A good credit score will increase your chances of getting the best rates for credit.
Bring all your current, savings & credit accounts under one dashboard
This is a cloud-based service that hooks into your current, savings and credit card accounts. It automatically categorises your expenses (although some tweaking may be required) and gives you a view where your money is being spent. It presents your monthly financial situation in an easy to understand pie chart. There is a website and an IOS & Android app.
Get things cheaper on Amazon (as long as you can wait!)
This website tracks the price of an item listed on Amazon. It will show you the lowest sale price it has been and allows you to set a price alert once the price drops. If you are not in a hurry to buy items or you are worried you are paying too much this site is great.
Get free money when you buy things online
Pay less for online purchases ranging from mobile phone contracts to fashion. Always check if something you are buying online is listed on TopCashback and get a percentage of the purchase price back.
Sign up for free and get a £5 Amazon e-Gift Card.
Calculate your take home pay.
Do you want to know the impact of a pay rise? How much tax you are paying? What your take home pay will look like after being furloughed? This site provides a great, free calculator to help you out.
A free tool from Hargreaves Lansdown to help project your ISA investments
A free guide from Hargreaves Lansdown to help you understand Self Investment Pension Plans (SIPP)
Budgeting spreadsheet for day to day expense tracking
This is Martin Lewis’ budgeting spreadsheet. It allows you to input your income and expenses so you can assess the gap. It might take a while to fill in but it will give you a good idea where money is coming from and going.
This is a spreadsheet so will need to be done on a laptop.